Best Life Insurance Brokers » Life Insurance Brokers

Life Insurance Facts You Should Know

admin — Sun, 06 Dec 2009 05:28:15 +0000

Like it or not today’s society is built on money. Money can’t buy you happiness, but without it life is pretty miserable. Today’s society is also built on debt, and a lot of it. Mix these togther and you have a toxic cocktail that can drive people to the edge.

This is why Insurance is so important. If you have debts, you should be insured. If you have a family you should be insured. In fact, almost everyone should have some form of insurance. You’d be absolutely crazy not to.

This is what people don’t realize and what the experts don’t tell you…

If you have Life Insurance it means that when you die you leave your family with enough money to pay off debts and live in some level of comfort. It’s alarming that so few people have any form of Life Insurance, but what’s even more alarming is that so few people have any form of disability cover included.

Why is this so alarming? Because many people consider being disabled and unable to take care of their most basic needs, even worse than death. If I’m honest I would absolutely hate to burden my family with feeding me, bathing me, taking me to the toilet. That would be like hell on earth.

Don’t think this will happen to you? Then take a look at these stats from the Cornucopia of Disability Information:

Wheelchair Users in America:

* 1 million wheelchair users
* 1 out of 250 persons
* 10,000 people every year are spinal cord injured
* 82% of spinal cord injuries are male
* 307,000 under age 44 use wheelchairs–[US Dept of Health]

Do you still think it couldn’t happen to you?

I apologise for being so dramtic about this, but I feel so pashionate about it, and so frustrated that the financial industry doesn’t take more action on it.

Please take this opportunity to contact one of our Insurance Brokers and get at least some level of protection… Life Insurance Brokers
How Mortgage Brokers rip you off

The next secret I want to share with you is a really sneaky one that I just hate. When you take out a loan, say for a house, often you’re pushed into buying insurance for the loan from that same mortgage company.

This is a real problem and it’s costing you dearly. Here’s why:

Say you borrow $200k and the mortgage company sells you life insurance cover for this loan so that in case you die, the loan gets paid out. Sounds OK doesn’t it, but here’s the kicker… assume the premium is $100 per month and in 5 years time you’ve paid the loan down to say $150k. What do you think your monthly premium will be in 5 years time? Well it’ll be the same, you’ll still be paying $100 per month, but the amount that the insurance company will payout if you die has dropped to $150k. This is why buying life insurance with the mortgage company is a rip off.

If instead you purchase $200k of life insurance through an independant broker, you’d still be paying the $100 per month, but you’d have $200k worth of cover, even 5 or 10 years later.
If the Worst happened you need to have the Best Life Insurance

Often Insurance companies are just looking to take your money and not really consider the whole picture. Here’s some extra tips to help you get the right deal…

1. If you’re the bread winner make sure you have enough life insurance to payout ALL your debts so you leave your family owing nothing.
2. You also need to have enough insurance to cover the drop in income your family will experience when you die. Your Life Insurance Broker should help you work this out.
3. Make sure you have some cover for your partner. Because if your partner dies and you still have to work, what will happen to the kids?
4. It’s a good idea to get disability cover for your children. If they have an accident and need intensive at home care, how will you afford that?
5. Talk to a reputable broker about all your need and ask them to come up with a complete package.

If you need some help, you can talk to one of our

How Much Life Insurance Do You Need? PRWeb via Yahoo! News :: Best Life Insurance Brokers

Wed, 04 Nov 2009 11:09:43 +0000

Post Office Life Insurance clears up confusion over appropriate levels of life coverBEST LIFE INSURANCE BROKERS :: Click here now www.BestLifeInsuranceBrokers.com

China Life erzielt deutlichen Gewinnsprung im dritten Quartal – Reuters Deutschland Pressemitteilung :: Best Life Insurance Brokers

Wed, 04 Nov 2009 11:09:43 +0000

China Life erzielt deutlichen Gewinnsprung im dritten Quartal
Reuters Deutschland (Pressemitteilung)
Shanghai (Reuters) – Der nach Börsenwert weltgrößte Lebensversicherer China Life Insurance hat seinen Gewinn im dritten Quartal mehr als verdoppelt. …
China Life kann Gewinn im dritten Quartal deutlich steigernwallstreet-online
Aktienboom: China Life erzielt GewinnsprungFinancial Times Deutschland
China Life kann Gewinn im dritten Quartal deutlich steigernboerse.de (Pressemitteilung)
Emfis – Emphasize Emerging Markets -FinanzNachrichten.de (Pressemitteilung)
Alle 27 Artikel »

BEST LIFE INSURANCE BROKERS :: Click here now www.BestLifeInsuranceBrokers.com

How to Get Temporary Car Insurance source: bestcarinsurance :: Best Life Insurance Brokers

Wed, 04 Nov 2009 11:09:43 +0000

How to Get Temporary Car InsuranceThis post is originally from the Best Car Insurance blog. If you are not reading this in an rss aggregator, then this post has been illegally scraped from the aforementioned site and you can read the original there.How to… (source: bestcarinsurance) RSS feeds and Widgets and RSS feeds – au.feedzilla.com BEST LIFE INSURANCE BROKERS :: Click here now www.BestLifeInsuranceBrokers.com

Instant cover with Post Office over 50s life insurance :: Best Life Insurance Brokers

Wed, 04 Nov 2009 11:09:43 +0000

The Post Office over 50s life insurance policy is now available with instant cover over the counter at all UK Post Office branches without needing to wait for an application to be processed.

The Over 50s Life Cover plan is guaranteed for all UK residents aged between 50 and 80 with no medical questions or checks required. Customers are able to choose how much cover they want with premiums starting from as little as £7 a month and can be an affordable way to provide your family with a cash sum to help with funeral expenses.

Duncan Caesar-Gordon, Post Office head of protection, commented: "In a time of such uncertainty people need peace of mind more than ever, which is why we are now offering instant protection over the counter. Thinking about the future and how a family will cope should the unexpected happen is an extra worry but a simple plan can ease those worries of those concerned about passing on funeral costs andBEST LIFE INSURANCE BROKERS :: Click here now www.BestLifeInsuranceBrokers.com

Westlake Village man to be sentenced for $65 million life insurance scam Los Angeles Daily News :: Best Life Insurance Brokers

Tue, 03 Nov 2009 23:15:22 +0000

A Westlake Village man could get as many as 27 years behind bars when he is sentenced on Monday in Los Angeles federal court for bilking about 70 wealthy investors out of $65 million in a life insurance scam targeting South Los Angeles church parishioners.BEST LIFE INSURANCE BROKERS :: Click here now www.BestLifeInsuranceBrokers.com

China Life Insurance: Gewinn zieht an, Aktie auf 52 Wochenhoch – Emfis – Emphasize Emerging Markets :: Best Life Insurance Brokers

Tue, 03 Nov 2009 23:15:22 +0000

China Life Insurance: Gewinn zieht an, Aktie auf 52 Wochenhoch
Emfis – Emphasize Emerging Markets
Hongkong 27.10.09 (www.emfis.com) Der größte chinesische und nach Börsenwert der weltgrößte Lebensversicherer, die China Life Insurance, hatte seinen Gewinn …
China Life erzielt deutlichen Gewinnsprung im dritten QuartalReuters Deutschland (Pressemitteilung)
China Life kann Gewinn im dritten Quartal deutlich steigernwallstreet-online
Ein überzeugendes Lebenszeichen von China LifeFinanzNachrichten.de (Pressemitteilung)

Alle 27 Artikel »

BEST LIFE INSURANCE BROKERS :: Click here now www.BestLifeInsuranceBrokers.com

Dalmatian Dogs source: vet-petinsurance :: Best Life Insurance Brokers

Tue, 03 Nov 2009 23:15:22 +0000

Dalmatiandalmatian puppiesWith the recognizing of the Disney cartoons featuring Dalmatians, it is small wonder that this breed this breed is in demand. However, few Dalmatian dogs act like the dogs in these films, though Dalmatian puppies can actually get… (source: vet-petinsurance) RSS feeds and Widgets and RSS feeds – au.feedzilla.com BEST LIFE INSURANCE BROKERS :: Click here now www.BestLifeInsuranceBrokers.com

Instant cover with Post Office over 50s life insurance :: Best Life Insurance Brokers

Tue, 03 Nov 2009 23:15:22 +0000

The Post Office over 50s life insurance policy is now available with instant cover over the counter at all UK Post Office branches without needing to wait for an application to be processed.

City Pharmacy ventures into life insurance | The National The National :: Best Life Insurance Brokers

Mon, 02 Nov 2009 01:42:01 +0000

CITY Pharmacy Ltd (CPL) has launched a life insurance venture for customers based in the city. The CPL Group has partnered with MMI Pacific Insurance (MMIPI) to carry out its new line of business.BEST LIFE INSURANCE BROKERS :: Click here now www.BestLifeInsuranceBrokers.com