Here's the thing... if you drive a car, ride a bus, live in a city or have a mortgage, you need life insurance.
If you have a family you need life insurance.
If you play sport you need life insurance.
Everyone should have life insurance cover. Because if you don't and you get injured or killed who is going to look after you and your family?
Don't risk it. At least get a small amount of life insurance; it doesn't cost a lot and you can add to it over time.